Debt Consolidation Companies
        Top Debt Consolidation Companies
CuraDebt Our top choice Our grade free estimate
A+

CuraDebt was founded in 1996 with a mission to provide excellent service in debt consolidation and other related services. CuraDebt has been serving consumers 9 years and has been around longer than most debt relief companies. CuraDebt belongs to TASC and BBB with a rating of A+

Advantages of CuraDebt

• Qualified team of lawyers, credit specialists, and financial counselors
• Personalized debt relief programs
• Free Savings Estimate
• Free counseling
• Business debt relief
• A refund policy
• A commission-based debt relief program
• Track their success and customer satisfaction

Franklin Debt Relief Our top choice Our grade Free Quotes
strasrstarsstarsstars A

I was reassured by FDR’s vision of relieving Americans out of their debt problems. FDR’s short and highly relevant quotes from Benjamin Franklin made a lasting positive impression on me. FDR has been a BBB accredited business since 2007 with a satisfactory rating of A-

Advantages of FDR

• Setup fee is the industry standard of 15%
• There’s no monthly fee
• There’s no settlement fee
• All service fees are supported by a money back guarantee
• Debt relief counseling

 
A New Horizon Our top choice Our grade Debt Analysis
strasrstarsstarsstars "A"
frank


ANH has been offering credit counseling and debt support since 1978. ANH is a nonprofit organization, certified, and operating nationwide. ANH is BBB accredited and belongs to the AADMO.

Advantages of ANH

• Analyze your true financial state
• Help you in bringing your finances under control
• Teach you how to develop a practical budget
• Teach you how to manage the repayment of previous debts
• Provide you with a free debt evaluation

Debt Consolidation FAQ

What are the benefits of debt consolidation?

There are many benefits of debt consolidation. It allows you to:
• Reduce your monthly debt payments and finance charges
• Stop creditors and bill collectors from harassing you
• Pay off your debts faster
• Become financially stable and improve your credit rating

Will I qualify for debt consolidation?

*While not everyone will qualify for debt consolidation, people with varying amounts of debt and levels of credit can get a debt consolidation loan. The best candidates for debt consolidation are people who are having trouble making their monthly debt payments, and are ready to make a positive change in their finances.

Can I continue to use the credit cards I am consolidating?

*Because debt consolidation eliminates your existing credit card debt, you cannot continue to use your credit cards as you will add to the amount of debt that you are paying off. In addition, most creditors require you to stop using your accounts as a part of the consolidation agreement.

Can I choose when to make my payment each month?

*Making it easy to manage your debt payments is an important part of debt consolidation. You can choose the payment due date that is convenient for you and does not conflict with other monthly expenses.

Will debt consolidation stop creditor harassment?

*Once your creditors update their records, you will stop receiving calls from them. If you do receive a call from a creditor, you can instruct them to contact your debt counselor directly and will no longer have to communicate with them.

Can I cancel the debt consolidation program?

*Participating in a debt consolidation program is voluntary and you can withdraw at any time. However, agreements including lowered interest rates and monthly payments may revert to your original terms if you stop participating in the program.